Doing so can make a big difference to your tax liability.
The recently changed State Bank of India's (SBI's) formula to calculate home loan rates has stumped many.
For Indians (NRIs) in America, the beginning of 2011 will mean more tax burden. The estate duty, better known as 'death tax', has been re-introduced.
Most companies inform the employees upfront about the background checks that would be carried out. And a clause is included in the appointment letter of the employees that the final decision will be subject to the results of background verifications.
J Hari Narayan, chairman, Irda, said, "We will address the issue of policy exclusions, claim settlement period and the definition of critical illness. All these norms will form a part of the health insurance guidelines."
Banks and housing finance firms may seek legal mortgage as well as completion guarantee clause.
ULPs have become more consumer-friendly. But do you really need one?
If you fail to carry out any transaction for 24 months through your bank account, it can be frozen.
After cashing out of the recent stock market rally, investors aren't ploughing their money into just initial public offerings (IPOs), bonds or real estate. The feel-good factor has prompted many of them to splurge on luxury cars, exclusive holidays and designer brands.
At present, e-stamping is available in six states -- Karnataka, Maharashtra, Assam, Tamil Nadu, Delhi & National Capital Territory and Gujarat.
There are many consumers who are beginning to use mobile applications -- ngpay and Atom -- that allow them to shop, pay bills and book tickets by just clicking on these.
The loan liability is entirely yours. Check land documents and insert clauses in the agreement to ensure some payback by the builder.
A habitual defaulter may find his/her chances of getting a loan in the future derailed.
Seek professional help to manage your money. But monitor the holdings and performance.
nfoscians will be taxed for their free shares, both at allocation and selling stages.
The Hindu Civil Code, based on earlier religious practice, selected for the purpose, gives women to whom it applies various financial rights.
Most people starting their careers feel liberated that they are finally earning money and, can actually spend it without seeking it from parents. They forget several important things, saving for the future, creating a retirement corpus and taxes.
Home loan repayment for an under construction property will get tax benefits only after the buyer takes possession.
Last week, the Central Board of Excise and Customs notified that a service tax of 10 per cent would be levied on the gross value of a housing property under construction from July 1.
All leading banks advise clients not to disclose their credit card number or automated teller machine password to anyone.
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